Car Insurance

Today I called our insurance company to try to lower our premium. The guy who helped me was great. He explained everything really well. We figured out what to change to lower our payments, and then we upgraded our plan so we have multiple accident forgiveness. Ironically, after 40 minutes on the phone, when you combine all 3 times I talked to him (in between talks with Karl), we are now paying 50 cents more per month. There is a plus side though. At the end of each renewal cycle we will get back a check for 5% of our premium, so in the end we're paying less. I just thought it was funny that I called to lower our premium and ended up raising it, I guess that means we have a smooth talker for an insurance agent.